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Cruise Travel Insurance


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Thinking of taking a cruise for your next trip? Getting out and seeing the world on board luxury liners is a fantastic experience. While we’re sure you’re going to have the time of your life, you’ll still want to be sure you’re safe should the worst happen.

But it’s not just activities on the cruise itself which are covered. It’s only natural during your holiday you’ll go out and visit surrounding areas on off-boat excursions. Whether these are trips are pre-paid or spur-of-the-moment, we can offer cover.


Why do you need cruise travel insurance?

Here at Insurancewith we specialise in providing cover for travellers who have medical conditions. Travelling between so many amazing places can be an incredible experience, but many cruise companies or travel agents require you to have travel insurance that covers cruising before you embark on your trip.

We’re here to you and your wallet during your cruise holiday. Whether you’re on the liner itself, exploring a local town or just on your way to the ship, our policies have cover for emergency medical expenses, personal possessions and gadget cover, liability and legal cover and personal accident cover too.


Policy Benefits

When you take out a cruise insurance policy with us you’ll experience a variety of fantastic benefits, such as:

Customer Area Access

Cruise Insurance Cover Levels

We offer cruise over on our single trip and multi trip policies, allowing you to tailor your policy of choice by adding on our Cruise extension. Below are the cover levels that also offer the cruise extension needed for your holiday:


Find the level of cover which works best for you:


Why Choose Insurancewith?

Our common-sense approach to medical travel cover has been recognised by industry peers and customers alike. We want to make it easier for more people to travel. Many of those we’ve helped talk about how they’d almost given up with the idea of getting away. We understand that getting away and knowing you’re protected should something unexpected occur has a real impact.

97%of our customers rated us 4 or 5 stars¹
Over 1,000medical conditions covered
Charity Donationwith every policy sold
£10memergency medical expenses cover

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¹ Based on Trustpilot data from 2023

☆ Insurancewith Awards Won: Finalist in the UK Broker Awards, 2011. Winner of Insurance Times Innovation of the Year Award, 2013. Bronze Award Winner for Best Travel Insurance Provider at British Travel Awards, 2016. Customer Champion of the Year at the Insurance Times Awards, 2017. Plus, our founder Fiona Macrae was awarded the Consumer Marketing and Awareness Award at the Chartered Insurance Institute (CII) Public Trust Awards, 2018

ᶤ Coronavirus cover includes cover if you need to cancel within 14 days of your trip or curtail your trip early as a result of a positive COVID test, and cover for medical expenses related to a coronavirus diagnosis during your trip. Any further cover can be purchased within the optional COVID-19 Extension. More information can be found here

*Please note, Insurancewith’s online prices automatically include a 15% discount against our Customer Service Centre prices