Specialist Medical Travel Insurance

After Fiona Macrae, Insurancewith’s founder, was diagnosed with breast cancer in 2005, she found it almost impossible to get affordable travel insurance. Like anyone else, she was looking forward to a holiday, but sensibly-priced cover seemed out of reach.

Insurancewith was created to help people with all kinds of conditions – including cancer, mental health, epilepsy, and many disabilities – get the most suitable cover for your personal needs at a price to suit your budget.

Customers tend to come to us after they’ve been quoted extraordinary prices for specialist travel insurance. They’re often worried they won’t be able to travel again.

At Insurancewith, we believe everyone deserves a holiday. We offer something a bit different. We don’t charge more than we need to on your medical declaration (we don’t think it’s right to make money from your situation) and won’t charge you more than necessary for quality cover.

You have the option of chatting through quotes and queries with one of our trained advisors as well as using our online quote system. We are very proud of the service we provide and the savings our customers make. If you’d like to find out more, take a look at our Customer Savings Stories here.

All of our polices include the following benefits:

• Award-Winning¹ Travel Insurance
• Over 5,000 conditions and the side-effects of treatment covered
• Discounts for couples, families and single-parent families
• Up to £5,000 cancellation cover
• 24/7 emergency medical assistance team
• No upper age limit for single trip policies (depending on the destination and trip duration)

In order to give a fair assessment of your situation, we use Protectif Medical Risk Rating. Our screening process allows us to ask relevant questions about your condition or treatment in order to assess the risk effectively. Protectif allows us to provide affordable coverage to our consumers and instead of categorising all of our customers with the same condition as having the same amount of risk, we ask relevant questions based on the medication you are taking to effectively evaluate your circumstance.

Instead of looking at the perceived risk of each condition, we use our award-winning risk rating system, Protectif, to understand your situation. We not only offer a broad range of cover levels suiting every traveller and budget, but we assess risk more effectively than other insurers. It’s one of the industry’s closest things to a personally underwritten travel insurance policy. For an accurate assessment, we’ll ask you about your lifestyle and personal experiences. Find out what else to expect from questions asked during our quote process.

• Question sets allow us to understand individual circumstances
• Thousands of conditions and side effects of treatment able to be screened