Countries we cover

At Insurancewith, we split destinations into a number of different brackets, and you’ll need to select the correct bracket to ensure you’re covered during your trip. If your countries fall into different categories, you will need to choose the one that will cover them all. For example, if you are travelling to Spain and Japan, you will need to choose Worldwide excluding USA, Caribbean and Canada, as this is the category that has ‘yes’ for both destinations.

We have these brackets:

• Europe excluding Spain
• Europe including spain
• Australia & New Zealand
• Worldwide (WW) excluding USA, Caribbean and Canada
• Worldwide (WW) excluding Mexico
• Worldwide (WW) including Mexico

Please see below for full information on which countries are covered under which brackets.

Please note that none of our policies provide cover for countries or areas which the Foreign, Commonwealth & Development Office (FCDO)  has advised against all travel to (including advised against all but essential travel). You can check your destination’s FCDO advice here.

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Country	UK	Europe exc Spain	Europe inc spain	Australia & New Zealand	Worldwide exc USA, Caribbean and Canada	Worldwide exc Mexico	Worldwide inc Mexico
Abu Dhabi					Yes	Yes	Yes
Alaska						Yes	Yes
Albania		Yes	Yes	Yes	Yes	Yes	Yes
Algeria					Yes	Yes	Yes
Andorra			Yes	Yes	Yes	Yes	Yes
Angola					Yes	Yes	Yes
Anguilla						Yes	Yes
Antarctic					Yes	Yes	Yes
Antigua						Yes	Yes
Argentina					Yes	Yes	Yes
Armenia					Yes	Yes	Yes
Aruba						Yes	Yes
Ascension Island					Yes	Yes	Yes
Australia				Yes	Yes	Yes	Yes
Austria		Yes	Yes	Yes	Yes	Yes	Yes
Azerbaijan					Yes	Yes	Yes
Azores		Yes	Yes	Yes	Yes	Yes	Yes
Bahamas						Yes	Yes
Bahrain					Yes	Yes	Yes
Balearics			Yes	Yes	Yes	Yes	Yes
Bali					Yes	Yes	Yes
Bangladesh					Yes	Yes	Yes
Barbados						Yes	Yes
Belarus		Yes	Yes	Yes	Yes	Yes	Yes
Belgium		Yes	Yes	Yes	Yes	Yes	Yes
Belize						Yes	Yes
Benin					Yes	Yes	Yes
Bermuda						Yes	Yes
Bhutan					Yes	Yes	Yes
Bolivia					Yes	Yes	Yes
Bonaire (Antilles)						Yes	Yes
Borneo
Bosnia-Herzegovina		Yes	Yes	Yes	Yes	Yes	Yes
Botswana					Yes	Yes	Yes
Bouvet Island					Yes	Yes	Yes
Brazil					Yes	Yes	Yes
British Antartic Territory
British Dependent Ter					Yes	Yes	Yes
British Indian Ocean Territory
British Virgin Isles						Yes	Yes
Brunei Darussalam					Yes	Yes	Yes
Bulgaria		Yes	Yes	Yes	Yes	Yes	Yes
Burma					Yes	Yes	Yes
Cambodia					Yes	Yes	Yes
Cameroon					Yes	Yes	Yes
Canada						Yes	Yes
Canary Island			Yes	Yes	Yes	Yes	Yes
Cape Verde					Yes	Yes	Yes
Cayman Islands						Yes	Yes
Chile					Yes	Yes	Yes
China					Yes	Yes	Yes
Christmas Island					Yes	Yes	Yes
Cocos (Keeling) Islands					Yes	Yes	Yes
Colombia					Yes	Yes	Yes
Comoro Islands						Yes	Yes
Congo					Yes	Yes	Yes
Cook Islands					Yes	Yes	Yes
Corfu		Yes	Yes	Yes	Yes	Yes	Yes
Corsica		Yes	Yes	Yes	Yes	Yes	Yes
Costa Rica						Yes	Yes
Cote D'Lvoire					Yes	Yes	Yes
Crete		Yes	Yes	Yes	Yes	Yes	Yes
Croatia		Yes	Yes	Yes	Yes	Yes	Yes
Cruise Baltic		Yes	Yes	Yes	Yes	Yes	Yes
Cruise Caribbean						Yes	Yes
Cruise European		Yes	Yes	Yes	Yes	Yes	Yes
Cruise Med		Yes	Yes	Yes	Yes	Yes	Yes
Cuba						Yes	Yes
Curacao						Yes	Yes
Cyprus					Yes	Yes	Yes
Czech Republic		Yes	Yes	Yes	Yes	Yes	Yes
Democratic Republic of Congo
Denmark		Yes	Yes	Yes	Yes	Yes	Yes
Djibouti					Yes	Yes	Yes
Dominica						Yes	Yes
Dominican Republic						Yes	Yes
Ecuador					Yes	Yes	Yes
Egypt					Yes	Yes	Yes
Eire		Yes	Yes	Yes	Yes	Yes	Yes
El Salvador						Yes	Yes
England	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Equatorial Guinea					Yes	Yes	Yes
Eritrea					Yes	Yes	Yes
Estonia		Yes	Yes	Yes	Yes	Yes	Yes
Eswatini					Yes	Yes	Yes
Ethiopia					Yes	Yes	Yes
Falkland Islands					Yes	Yes	Yes
Faroe Islands		Yes	Yes	Yes	Yes	Yes	Yes
Fiji					Yes	Yes	Yes
Finland		Yes	Yes	Yes	Yes	Yes	Yes
France		Yes	Yes	Yes	Yes	Yes	Yes
French Guiana					Yes	Yes	Yes
French Polynesia					Yes	Yes	Yes
French Southern Territories					Yes	Yes	Yes
Gabon					Yes	Yes	Yes
Galapagos Islands					Yes	Yes	Yes
Gambia					Yes	Yes	Yes
Georgia					Yes	Yes	Yes
Germany		Yes	Yes	Yes	Yes	Yes	Yes
Ghana					Yes	Yes	Yes
Gibraltar		Yes	Yes	Yes	Yes	Yes	Yes
Greece		Yes	Yes	Yes	Yes	Yes	Yes
Greenland						Yes	Yes
Grenada						Yes	Yes
Guadeloupe						Yes	Yes
Guam					Yes	Yes	Yes
Guatemala						Yes	Yes
Guernsey		Yes	Yes	Yes	Yes	Yes	Yes
Guinea					Yes	Yes	Yes
Guinea-Bissau					Yes	Yes	Yes
Guyana					Yes	Yes	Yes
Haiti						Yes	Yes
Heard Island and McDonald Islands					Yes	Yes	Yes
Holland		Yes	Yes	Yes	Yes	Yes	Yes
Honduras						Yes	Yes
Hong Kong					Yes	Yes	Yes
Hungary		Yes	Yes	Yes	Yes	Yes	Yes
Ibiza			Yes	Yes	Yes	Yes	Yes
Iceland		Yes	Yes	Yes	Yes	Yes	Yes
India					Yes	Yes	Yes
Indonesia					Yes	Yes	Yes
Iran					Yes	Yes	Yes
Ireland		Yes	Yes	Yes	Yes	Yes	Yes
Isle of Man		Yes	Yes	Yes	Yes	Yes	Yes
Israel					Yes	Yes	Yes
Italy		Yes	Yes	Yes	Yes	Yes	Yes
Ivory Coast					Yes	Yes	Yes
Jamaica						Yes	Yes
Japan					Yes	Yes	Yes
Jersey		Yes	Yes	Yes	Yes	Yes	Yes
Jordan					Yes	Yes	Yes
Kazakhstan					Yes	Yes	Yes
Kenya					Yes	Yes	Yes
Kiribati					Yes	Yes	Yes
Kos (Greek Island)		Yes	Yes	Yes	Yes	Yes	Yes
Kosovo
Kuwait					Yes	Yes	Yes
Kyrgyzstan					Yes	Yes	Yes
Lanzarote			Yes	Yes	Yes	Yes	Yes
Lao People's Democratic Republic					Yes	Yes	Yes
Laos					Yes	Yes	Yes
Latvia		Yes	Yes	Yes	Yes	Yes	Yes
Lebanon					Yes	Yes	Yes
Leeward Islands						Yes	Yes
Lesotho					Yes	Yes	Yes
Liberia					Yes	Yes	Yes
Liechtenstein		Yes	Yes	Yes	Yes	Yes	Yes
Lithuania		Yes	Yes	Yes	Yes	Yes	Yes
Lord How Island
Luxembourg		Yes	Yes	Yes	Yes	Yes	Yes
Macau / Macao					Yes	Yes	Yes
Macedonia		Yes	Yes	Yes	Yes	Yes	Yes
Madagascar					Yes	Yes	Yes
Madeira		Yes	Yes	Yes	Yes	Yes	Yes
Majorca			Yes	Yes	Yes	Yes	Yes
Malawi					Yes	Yes	Yes
Malaysia					Yes	Yes	Yes
Maldives					Yes	Yes	Yes
Malta			Yes	Yes	Yes	Yes	Yes
Marshall Islands					Yes	Yes	Yes
Martinique						Yes	Yes
Mauritius					Yes	Yes	Yes
Mayotte					Yes	Yes	Yes
Mexico							Yes
Micronesia					Yes	Yes	Yes
Midway Island						Yes	Yes
Minorca			Yes	Yes	Yes	Yes	Yes
Moldavia		Yes	Yes	Yes	Yes	Yes	Yes
Moldova		Yes	Yes	Yes	Yes	Yes	Yes
Monaco		Yes	Yes	Yes	Yes	Yes	Yes
Mongolia					Yes	Yes	Yes
Montenegro		Yes	Yes	Yes	Yes	Yes	Yes
Monserrat						Yes	Yes
Morocco					Yes	Yes	Yes
Mozambique					Yes	Yes	Yes
Myanmar					Yes	Yes	Yes
Namibia					Yes	Yes	Yes
Nauru					Yes	Yes	Yes
Nepal					Yes	Yes	Yes
Netherlands Antilles					Yes	Yes	Yes
Nevis Island						Yes	Yes
New Caledonia					Yes	Yes	Yes
New Zealand				Yes	Yes	Yes	Yes
Nicaragua						Yes	Yes
Nigeria					Yes	Yes	Yes
Niue					Yes	Yes	Yes
Norfolk Island
Northern Ireland	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Northern Marianas					Yes	Yes	Yes
Norway		Yes	Yes	Yes	Yes	Yes	Yes
Oman					Yes	Yes	Yes
Pakistan					Yes	Yes	Yes
Palua					Yes	Yes	Yes
Panama						Yes	Yes
Papua New Guinea					Yes	Yes	Yes
Paraguay					Yes	Yes	Yes
Peru					Yes	Yes	Yes
Philippines					Yes	Yes	Yes
Pitcairn Islands					Yes	Yes	Yes
Poland		Yes	Yes	Yes	Yes	Yes	Yes
Portugal		Yes	Yes	Yes	Yes	Yes	Yes
Puerto Rico						Yes	Yes
Qatar					Yes	Yes	Yes
Reunion					Yes	Yes	Yes
Republic of Ireland		Yes	Yes	Yes	Yes	Yes	Yes
Rhodes		Yes	Yes	Yes	Yes	Yes	Yes
Rodriguez Island					Yes	Yes	Yes
Romania		Yes	Yes	Yes	Yes	Yes	Yes
Russia (West of Urals)		Yes	Yes	Yes	Yes	Yes	Yes
Rwanda
Saint Barthelemy						Yes	Yes
Saint Helena					Yes	Yes	Yes
Saipan					Yes	Yes	Yes
Samoa (Western)
San Marino		Yes	Yes	Yes	Yes	Yes	Yes
Sao Tone & Principle					Yes	Yes	Yes
Sarawak					Yes	Yes	Yes
Sardinia		Yes	Yes	Yes	Yes	Yes	Yes
Sark		Yes	Yes	Yes	Yes	Yes	Yes
Saudi Arabia					Yes	Yes	Yes
Scilly Isles		Yes	Yes	Yes	Yes	Yes	Yes
Scotland	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Senegal					Yes	Yes	Yes
Serbia		Yes	Yes	Yes	Yes	Yes	Yes
Seychelles					Yes	Yes	Yes
Sierra Leone					Yes	Yes	Yes
Singapore					Yes	Yes	Yes
Slovakia		Yes	Yes	Yes	Yes	Yes	Yes
Slovenia		Yes	Yes	Yes	Yes	Yes	Yes
Solomon Islands					Yes	Yes	Yes
South Africa					Yes	Yes	Yes
South Georgia and South Sandwich Islands
South Korea					Yes	Yes	Yes
Spain			Yes	Yes	Yes	Yes	Yes
Sri Lanka					Yes	Yes	Yes
St Helena					Yes	Yes	Yes
St Kitts & Nevis						Yes	Yes
St Lucia						Yes	Yes
St Martin						Yes	Yes
St Pierre & Miquelon					Yes	Yes	Yes
St Vincent & the Grenadines						Yes	Yes
State of Palestine					Yes	Yes	Yes
Sudan
Suriname					Yes	Yes	Yes
Svalbard and Jan Mayen Islands		Yes	Yes	Yes	Yes	Yes	Yes
Swaziland					Yes	Yes	Yes
Sweden		Yes	Yes	Yes	Yes	Yes	Yes
Switzerland		Yes	Yes	Yes	Yes	Yes	Yes
Taiwan					Yes	Yes	Yes
Tajikistan					Yes	Yes	Yes
Tanzania					Yes	Yes	Yes
Tenerife			Yes	Yes	Yes	Yes	Yes
Territory of Cocos (Keeling) Islands
Territory of Christmas Island
Thailand					Yes	Yes	Yes
The Occupied Palestinian Territories
Timor Leste					Yes	Yes	Yes
Togo					Yes	Yes	Yes
Tokelau					Yes	Yes	Yes
Tonga					Yes	Yes	Yes
Trinidad & Tobago						Yes	Yes
Tristan Da Cunha					Yes	Yes	Yes
Tunisia					Yes	Yes	Yes
Turkey					Yes	Yes	Yes
Turkmenistan					Yes	Yes	Yes
Turks & Caicos Isles						Yes	Yes
Tuvalu					Yes	Yes	Yes
UAE					Yes	Yes	Yes
Uganda					Yes	Yes	Yes
Ukraine		Yes	Yes	Yes	Yes	Yes	Yes
United Kingdom	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Uruguay					Yes	Yes	Yes
USA						Yes	Yes
Uzbekistan					Yes	Yes	Yes
Vanuatu					Yes	Yes	Yes
Vatican City		Yes	Yes	Yes	Yes	Yes	Yes
Vietnam					Yes	Yes	Yes
Virgin Isles (UK)						Yes	Yes
Virgin Isles (US)						Yes	Yes
Wake Island						Yes	Yes
Wales	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Wallis & Futuna					Yes	Yes	Yes
Western Sahara					Yes	Yes	Yes
Yemen					Yes	Yes	Yes
Yugoslavia (Former)		Yes	Yes	Yes	Yes	Yes	Yes
Zaire					Yes	Yes	Yes
Zambia					Yes	Yes	Yes
Zanzibar					Yes	Yes	Yes
Zimbabwe					Yes	Yes	Yes