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COVID 19: Find Out More About How Our Policies Can Protect You And Your Trip.

Specialist Medical Travel Insurance

Policies tailored to you, founded from personal experience

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Rated 4.7/5 on Trustpilot

4,956 reviews

Travel Insurance Policies

Getting specialist travel insurance ensures you have the most suitable cover for emergency care when you need it. It provides you with protection if the unexpected does happen, so you can enjoy your holiday without worrying. We believe you shouldn’t be charged a fortune for peace of mind whilst you travel.

Rated 4.7/5 on Trustpilot

From, over 4,956 customer reviews

Concerned about COVID-19?

We’ve got coronavirus cover on all policies, and offer more cover with our optional COVID-19 Extension.
See how coronavirus impacts your existing travel insurance policy

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Why Insurancewith?

After Fiona Macrae, Insurancewith’s founder, was diagnosed with breast cancer in 2005, she found it almost impossible to get affordable travel insurance. Like anyone else, she was looking forward to a holiday, but sensibly-priced cover seemed out of reach.

Insurancewith was created to help people with all kinds of conditions – including cancer, mental health, epilepsy, and many disabilities – get the most suitable cover for your personal needs at a price to suit your budget.

Customers tend to come to us after they’ve been quoted extraordinary prices for specialist travel insurance. They’re often worried they won’t be able to travel again.

At Insurancewith, we believe everyone deserves a holiday. We offer something a bit different. We don’t charge more than we need to on your medical declaration (we don’t think it’s right to make money from your situation) and won’t charge you more than necessary for quality cover.

We can’t be found on comparison sites and you also have the option of chatting through quotes and queries with one of our trained advisors. We are very proud of the service we provide and the savings our customers make. If you don’t believe us, take a look at our Customer Savings Stories

All of our polices include the following benefits:

  • Award Winning Travel Insurance
  • Over 5,000 conditions and the side-effects of treatment covered
  • Discounts for couples, families and single-parent families
  • Cancellation cover of up to £5,000
  • 24/7 emergency assistance helpline
  • No upper age limit for single trip policies (depending on your age, destination and trip duration)

Thank you Insurancewith

“After a long struggle trying to find affordable travel insurance for my husbands grandad who has terminal cancer, we were about to give up. This caused a major problem as we were getting married in Cyprus and we desperately wanted him to be there.

I discovered InsuranceWith and after a questionnaire and phone call, we were given an extremely affordable and reasonable quote. We had been completely honest about his cancer and I was amazed they would cover him.

Without InsuranceWith, Grandad would not have been able to be there with us for our special day. We cannot thank them enough and have recommended to all of our friends and family. Just because you have a terminal illness, this should not deprive you of holidays abroad.”

We have insured thousands of people, helping them make those precious memories, and saving some of them a lot of money along the way

Find out how much you could save

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Why insure with us?

We specialise in medical travel cover. By working with charities, clinical specialists, and you – our customers – we’re always improving our understanding to create products and services to meet your needs. It’s all part of our efforts to address the issues people have when looking for specialist travel insurance.

99%of our customers rated us 5 stars**
1000'sconditions covered
£1of every policy is donated to charity
98%offered cover
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Protectif Screening

In order to give a fair assessment of your situation, we use Protectif Medical Risk Rating. Our screening process allows us to ask relevant questions about your condition or treatment in order to assess the risk effectively. Protectif allows us to provide affordable coverage to our consumers and instead of categorising all of our customers with the same condition as having the same amount of risk, we ask relevant questions based on the medication you are taking to effectively evaluate your circumstance.

Instead of looking at the perceived risk of each condition, we use our award-winning risk rating system, Protectif, to understand your situation. We not only offer a broad range of cover levels suiting every traveller and budget, but we assess risk more effectively than other insurers. It’s one of the industry’s closest things to a personally underwritten travel insurance policy. For an accurate assessment, we’ll ask you about your lifestyle and personal experiences. Find out what else to expect from questions asked during our quote process.

  • Question sets allow us to understand individual circumstances
  • Thousands of conditions and side effects of treatment able to be screened

Our Charities

When you take out a policy with Insurancewith, we’ll also donate £1 to charities that help support people like our customers every day. We support a number of charities including FACT, Pink Ladies, Genetic Alliance, JDRF, Simone Cowland Trust and The Haven to name a few.

*Please note, our online prices automatically include a 15% discount.
*Terms and Conditions apply.
*Savings % based on data from our Customer Savings Stories. Visit the link here: Customer Saving Stories

**Based upon Trustpilot’s 2019 data.



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